Opening Doors to Homeownership — One Family at a Time

At Key and Company Realty, we believe everyone deserves the opportunity to own a home — especially those who’ve served our country. Whether you're a first-time buyer, a Veteran, or simply looking for expert guidance through the mortgage process, our experienced team is here to help you make confident, empowered decisions.

Residential Mortgage Loans

We offer a wide range of residential mortgage options tailored to your goals. Whether you’re purchasing or refinancing, we’re here to make the process smooth, transparent, and stress-free.
Who it’s for: Homebuyers and homeowners looking for flexible, personalized financing.
Benefit: Competitive loan solutions backed by knowledgeable support from application to closing.

VA Home Loans

Serving those who have served is at the heart of what we do. Our VA loan program offers eligible Veterans, active-duty service members, and surviving spouses zero-down financing with no private mortgage insurance.
Who it’s for: U.S. military Veterans, active-duty personnel, and eligible family members.
Benefit: A powerful, affordable path to homeownership — with the respect and attention you deserve.

First-Time Homebuyer Programs

Buying your first home is a milestone — and we’re honored to guide you through it. We offer low down payment options, simplified qualification, and step-by-step support to make your journey a success.
Who it’s for: Individuals and families purchasing their first home.
Benefit: Increased access to financing, reduced upfront costs, and expert advice every step of the way.

Down Payment Assistance

You don’t have to do it alone. We connect eligible buyers with state and local programs that help reduce or eliminate the upfront cost of a home.
Who it’s for: Buyers who qualify based on income, credit, or location.
Benefit: Extra financial support that helps you buy sooner — with more confidence and less stress.

Homebuyer Grants

We help you access grant programs that provide funds you don’t have to repay — covering down payments, closing costs, or other important expenses.
Who it’s for: Qualified homebuyers meeting specific program requirements.
Benefit: No-obligation financial assistance that brings your dream home within reach.